{"id":5165,"date":"2026-03-12T15:03:06","date_gmt":"2026-03-12T14:03:06","guid":{"rendered":"https:\/\/www.workers.be\/?page_id=5165"},"modified":"2026-04-14T07:31:48","modified_gmt":"2026-04-14T05:31:48","slug":"what-are-the-financial-impacts","status":"publish","type":"page","link":"https:\/\/www.workers.be\/en\/candidates\/services\/what-if-you-went-independent\/i-explore\/what-are-the-financial-impacts\/","title":{"rendered":"What are the financial impacts?"},"content":{"rendered":"\n<section class=\"wp-block-group hero\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-media-text has-media-on-the-right is-stacked-on-mobile\"><div class=\"wp-block-media-text__content\">\n<h1 class=\"wp-block-heading\"><strong>What are the financial impacts?<\/strong><\/h1>\n\n\n\n<p>Before becoming independent, one key question matters:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path fill=\"currentColor\" d=\"M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z\"><\/path><\/svg><\/span><strong>How much will you actually earn?<\/strong><\/h3>\n\n\n\n<p>Many professionals only look at their <strong>daily rate<\/strong> or <strong>potential revenue<\/strong>.<\/p>\n<\/div><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"684\" src=\"https:\/\/www.workers.be\/wp-content\/uploads\/2025\/06\/pexels-photo-6612714-6612714-1024x684.jpg\" alt=\"\" class=\"wp-image-3111 size-full\" srcset=\"https:\/\/www.workers.be\/wp-content\/uploads\/2025\/06\/pexels-photo-6612714-6612714-1024x684.jpg 1024w, https:\/\/www.workers.be\/wp-content\/uploads\/2025\/06\/pexels-photo-6612714-6612714-300x200.jpg 300w, https:\/\/www.workers.be\/wp-content\/uploads\/2025\/06\/pexels-photo-6612714-6612714-768x513.jpg 768w, https:\/\/www.workers.be\/wp-content\/uploads\/2025\/06\/pexels-photo-6612714-6612714-1536x1025.jpg 1536w, https:\/\/www.workers.be\/wp-content\/uploads\/2025\/06\/pexels-photo-6612714-6612714-2048x1367.jpg 2048w, https:\/\/www.workers.be\/wp-content\/uploads\/2025\/06\/pexels-photo-6612714-6612714-1200x801.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n<\/div><\/section>\n\n\n\n<section class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column card is-layout-flow wp-block-column-is-layout-flow\">\n<p><strong>But in reality, an independent\u2019s income depends on several factors:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>your rate<\/li>\n\n\n\n<li>your number of billable days<\/li>\n\n\n\n<li>your expenses<\/li>\n\n\n\n<li>your legal structure<\/li>\n\n\n\n<li>your financial management<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-font-awesome-icon wp-font-awesome-icon\" style=\"display:flex;justify-content:center\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"lightbulb-on\" class=\"svg-inline--fa fa-lightbulb-on \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 640 512\"><path fill=\"currentColor\" d=\"M69.3 4C58.3-3.3 43.4-.3 36 10.7s-4.4 25.9 6.7 33.3l48 32c11 7.4 25.9 4.4 33.3-6.7s4.4-25.9-6.7-33.3L69.3 4zM597.3 44c11-7.4 14-22.3 6.7-33.3s-22.3-14-33.3-6.7l-48 32c-11 7.4-14 22.3-6.7 33.3s22.3 14 33.3 6.7l48-32zM24 160c-13.3 0-24 10.7-24 24s10.7 24 24 24l64 0c13.3 0 24-10.7 24-24s-10.7-24-24-24l-64 0zm528 0c-13.3 0-24 10.7-24 24s10.7 24 24 24l64 0c13.3 0 24-10.7 24-24s-10.7-24-24-24l-64 0zM117.3 332c11-7.4 14-22.3 6.7-33.3s-22.3-14-33.3-6.7l-48 32c-11 7.4-14 22.3-6.7 33.3s22.3 14 33.3 6.7l48-32zm432-39.9c-11-7.4-25.9-4.4-33.3 6.7s-4.4 25.9 6.7 33.3l48 32c11 7.4 25.9 4.4 33.3-6.7s4.4-25.9-6.7-33.3l-48-32zM448 176c0 27.2-8.4 52.3-22.8 72.9c-3.7 5.3-8 11.3-12.7 17.7c0 0 0 0 0 0s0 0 0 0s0 0 0 0s0 0 0 0c-12.9 17.7-28.3 38.9-39.8 59.8c-10.4 19-15.7 38.8-18.3 57.5l48.6 0c2.2-12 5.9-23.7 11.8-34.5c9.9-18 22.2-34.9 34.5-51.8c0 0 0 0 0 0s0 0 0 0s0 0 0 0c5.2-7.1 10.4-14.2 15.4-21.4c19.8-28.5 31.4-63 31.4-100.3C496 78.8 417.2 0 320 0S144 78.8 144 176c0 37.3 11.6 71.9 31.4 100.3c5 7.2 10.2 14.3 15.4 21.4c0 0 0 0 0 0s0 0 0 0c12.3 16.8 24.6 33.7 34.5 51.8c5.9 10.8 9.6 22.5 11.8 34.5l48.6 0c-2.6-18.7-7.9-38.6-18.3-57.5c-11.5-20.9-26.9-42.1-39.8-59.8c0 0 0 0 0 0s0 0 0 0c-4.7-6.4-9-12.4-12.8-17.7C200.4 228.3 192 203.2 192 176c0-70.7 57.3-128 128-128s128 57.3 128 128zm-176 0c0-26.5 21.5-48 48-48c8.8 0 16-7.2 16-16s-7.2-16-16-16c-44.2 0-80 35.8-80 80c0 8.8 7.2 16 16 16s16-7.2 16-16zM400 432l0-16-160 0 0 16c0 44.2 35.8 80 80 80s80-35.8 80-80z\"><\/path><\/svg><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\">Understanding these elements allows you to properly compare employment vs. independence.<\/h2>\n<\/div>\n<\/div>\n<\/div><\/section>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<section class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading has-text-align-center has-large-font-size\">Concrete example: a realistic simulation<\/h2>\n\n\n\n<p class=\"has-text-align-center\">Let\u2019s take the example of a <strong>freelance consultant<\/strong>.<\/p>\n\n\n\n<div class=\"wp-block-group evolution is-content-justification-center is-layout-flex wp-container-core-group-is-layout-64b26803 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group card\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p><strong>Daily rate<\/strong><br>600 \u20ac<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path fill=\"currentColor\" d=\"M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z\"><\/path><\/svg><\/div>\n\n\n\n<div class=\"wp-block-group card\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p><strong>Billable days per month<\/strong> <br>18 days<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path fill=\"currentColor\" d=\"M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z\"><\/path><\/svg><\/div>\n\n\n\n<div class=\"wp-block-group card\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p><strong>Monthly revenue<\/strong><br>\u20ac10,800<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div style=\"height:2rem\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-text-align-center\">After social contributions, taxes, and professional expenses, the estimated net income can be:<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path fill=\"currentColor\" d=\"M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z\"><\/path><\/svg><\/span>between \u20ac4,500 and \u20ac6,000 net<\/h2>\n\n\n\n<div style=\"height:2rem\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column card is-layout-flow wp-block-column-is-layout-flow\">\n<p>However, keep in mind that not all months are the same:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>unpaid holidays<\/li>\n\n\n\n<li>periods without missions<\/li>\n\n\n\n<li>prospecting time<\/li>\n\n\n\n<li>training and development<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column card fill align-middle is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading has-text-align-center\">That\u2019s why an independent\u2019s income should always be analyzed <strong>on a yearly basis, not monthly<\/strong>.<\/h3>\n<\/div>\n<\/div>\n<\/div><\/section>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<section class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading has-text-align-center has-large-font-size\"><strong>Revenue \u2260 personal income<\/strong><\/h2>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\">Revenue is what you invoice to clients.<\/h2>\n\n\n\n<p class=\"has-text-align-center\">But this amount must cover multiple elements.<\/p>\n\n\n\n<div style=\"height:1rem\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column card fill is-layout-flow wp-block-column-is-layout-flow\">\n<p>Your revenue is used to pay:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>social contributions<\/li>\n\n\n\n<li>taxes<\/li>\n\n\n\n<li>professional expenses<\/li>\n\n\n\n<li>insurance<\/li>\n\n\n\n<li>non-billable periods<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column card fill is-layout-flow wp-block-column-is-layout-flow\">\n<p>Your real income therefore depends on:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>your pricing<\/li>\n\n\n\n<li>your billable days<\/li>\n\n\n\n<li>your legal structure<\/li>\n\n\n\n<li>your tax optimization<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div><\/section>\n\n\n\n<section class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading has-text-align-center has-large-font-size\"><strong>The 3 main expenses of an independent<\/strong><\/h2>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\">Understanding expenses is key to estimating your real income.<\/h2>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column card is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\"><strong>1.<\/strong> <strong>Social contributions<\/strong><\/h3>\n\n\n\n<p>In Belgium, independents pay around <strong>20.5%<\/strong> in social contributions.<\/p>\n\n\n\n<p>These fund:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>pension<\/li>\n\n\n\n<li>healthcare<\/li>\n\n\n\n<li>family allowances<\/li>\n\n\n\n<li>bridging rights in case of difficulty<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column card is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\"><strong>2. Income tax<\/strong><\/h3>\n\n\n\n<p>Independents are subject to personal income tax.<\/p>\n\n\n\n<p>The system is progressive:<br>the more you earn, the higher your tax rate.<\/p>\n\n\n\n<p>It depends on:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>your family situation<\/li>\n\n\n\n<li>your expenses<\/li>\n\n\n\n<li>your legal structure<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column card is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\"><strong>3. Professional expenses<\/strong><\/h3>\n\n\n\n<p>These reduce your taxable income.<\/p>\n\n\n\n<p>Examples:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>computer and equipment<\/li>\n\n\n\n<li>coworking or office<\/li>\n\n\n\n<li>car or mobility<\/li>\n\n\n\n<li>insurance<\/li>\n\n\n\n<li>accountant<\/li>\n\n\n\n<li>training<\/li>\n<\/ul>\n\n\n\n<p>These vary depending on your activity and setup.<\/p>\n<\/div>\n<\/div>\n<\/div><\/section>\n\n\n\n<section class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading has-text-align-left has-large-font-size\">Comparison with an employee<\/h2>\n\n\n\n<div class=\"wp-block-media-text has-media-on-the-right is-stacked-on-mobile\"><div class=\"wp-block-media-text__content\">\n<p>Let\u2019s take a simple example.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path fill=\"currentColor\" d=\"M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z\"><\/path><\/svg><\/span>Employee<\/h3>\n\n\n\n<p>\u20ac4,000 gross\/month<br><strong>\u2248 \u20ac2,600 \u2013 \u20ac2,800 net<\/strong><\/p>\n\n\n\n<div style=\"height:1rem\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path fill=\"currentColor\" d=\"M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z\"><\/path><\/svg><\/span><strong>Independent<\/strong><\/h3>\n\n\n\n<p>The independent must generate enough revenue to:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>cover expenses<\/li>\n\n\n\n<li>absorb non-working periods<\/li>\n\n\n\n<li>fund insurance<\/li>\n\n\n\n<li>compensate for lack of extra-legal benefits<\/li>\n<\/ul>\n\n\n\n<p>The comparison must always be made <strong>on a yearly basis<\/strong>.<\/p>\n<\/div><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"678\" src=\"https:\/\/www.workers.be\/wp-content\/uploads\/2025\/05\/numbers-money-calculating-calculation-3305-1024x678.jpg\" alt=\"\" class=\"wp-image-2735 size-full\" srcset=\"https:\/\/www.workers.be\/wp-content\/uploads\/2025\/05\/numbers-money-calculating-calculation-3305-1024x678.jpg 1024w, https:\/\/www.workers.be\/wp-content\/uploads\/2025\/05\/numbers-money-calculating-calculation-3305-300x199.jpg 300w, https:\/\/www.workers.be\/wp-content\/uploads\/2025\/05\/numbers-money-calculating-calculation-3305-768x509.jpg 768w, https:\/\/www.workers.be\/wp-content\/uploads\/2025\/05\/numbers-money-calculating-calculation-3305-1536x1017.jpg 1536w, https:\/\/www.workers.be\/wp-content\/uploads\/2025\/05\/numbers-money-calculating-calculation-3305-2048x1356.jpg 2048w, https:\/\/www.workers.be\/wp-content\/uploads\/2025\/05\/numbers-money-calculating-calculation-3305-1200x795.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n<\/div><\/section>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<section class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading has-large-font-size\"><strong>What really impacts your income<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Not all independents earn the same.<\/h3>\n\n\n\n<p>Several factors strongly influence your income.<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column card is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"code-branch\" class=\"svg-inline--fa fa-code-branch \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path fill=\"currentColor\" d=\"M80 112a32 32 0 1 0 0-64 32 32 0 1 0 0 64zm80-32c0 35.8-23.5 66.1-56 76.3l0 99.7c20.1-15.1 45-24 72-24l96 0c39.8 0 72-32.2 72-72l0-3.7c-32.5-10.2-56-40.5-56-76.3c0-44.2 35.8-80 80-80s80 35.8 80 80c0 35.8-23.5 66.1-56 76.3l0 3.7c0 66.3-53.7 120-120 120l-96 0c-39.8 0-72 32.2-72 72l0 3.7c32.5 10.2 56 40.5 56 76.3c0 44.2-35.8 80-80 80s-80-35.8-80-80c0-35.8 23.5-66.1 56-76.3l0-3.7 0-195.7C23.5 146.1 0 115.8 0 80C0 35.8 35.8 0 80 0s80 35.8 80 80zm240 0a32 32 0 1 0 -64 0 32 32 0 1 0 64 0zM80 464a32 32 0 1 0 0-64 32 32 0 1 0 0 64z\"><\/path><\/svg><\/span><strong>Your sector<\/strong><\/h3>\n\n\n\n<p>Certains secteurs ont uSome sectors have strong demand:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>IT<\/li>\n\n\n\n<li>data<\/li>\n\n\n\n<li>specialized consulting<\/li>\n<\/ul>\n\n\n\n<p>These typically allow higher rates.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column card is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"star\" class=\"svg-inline--fa fa-star \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 576 512\"><path fill=\"currentColor\" d=\"M287.9 0c9.2 0 17.6 5.2 21.6 13.5l68.6 141.3 153.2 22.6c9 1.3 16.5 7.6 19.3 16.3s.5 18.1-5.9 24.5L433.6 328.4l26.2 155.6c1.5 9-2.2 18.1-9.7 23.5s-17.3 6-25.3 1.7l-137-73.2L151 509.1c-8.1 4.3-17.9 3.7-25.3-1.7s-11.2-14.5-9.7-23.5l26.2-155.6L31.1 218.2c-6.5-6.4-8.7-15.9-5.9-24.5s10.3-14.9 19.3-16.3l153.2-22.6L266.3 13.5C270.4 5.2 278.7 0 287.9 0zm0 79L235.4 187.2c-3.5 7.1-10.2 12.1-18.1 13.3L99 217.9 184.9 303c5.5 5.5 8.1 13.3 6.8 21L171.4 443.7l105.2-56.2c7.1-3.8 15.6-3.8 22.6 0l105.2 56.2L384.2 324.1c-1.3-7.7 1.2-15.5 6.8-21l85.9-85.1L358.6 200.5c-7.8-1.2-14.6-6.1-18.1-13.3L287.9 79z\"><\/path><\/svg><\/span><strong>Your positioning<\/strong><\/h3>\n\n\n\n<p>A niche specialist can often charge more than a generalist.<\/p>\n\n\n\n<p>Specialization reduces competition.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column card is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"tags\" class=\"svg-inline--fa fa-tags \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path fill=\"currentColor\" d=\"M345 39.1c-9.3-9.4-24.5-9.5-33.9-.2s-9.5 24.5-.2 33.9L438.6 202.1c33.9 34.3 33.9 89.4 0 123.7L326.7 439.1c-9.3 9.4-9.2 24.6 .2 33.9s24.6 9.2 33.9-.2L472.8 359.6c52.4-53 52.4-138.2 0-191.2L345 39.1zM242.7 50.7c-12-12-28.3-18.7-45.3-18.7L48 32C21.5 32 0 53.5 0 80L0 229.5c0 17 6.7 33.3 18.7 45.3l168 168c25 25 65.5 25 90.5 0L410.7 309.3c25-25 25-65.5 0-90.5l-168-168zM48 80l149.5 0c4.2 0 8.3 1.7 11.3 4.7l168 168c6.2 6.2 6.2 16.4 0 22.6L243.3 408.8c-6.2 6.2-16.4 6.2-22.6 0l-168-168c-3-3-4.7-7.1-4.7-11.3L48 80zm96 64a32 32 0 1 0 -64 0 32 32 0 1 0 64 0z\"><\/path><\/svg><\/span><strong>Your commercial ability<\/strong><\/h3>\n\n\n\n<p>An active network ensures a steady flow of missions.<\/p>\n\n\n\n<p>Even a great expert can struggle without clients.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column card is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"building-columns\" class=\"svg-inline--fa fa-building-columns \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path fill=\"currentColor\" d=\"M267.6 3c-7.2-4-16-4-23.2 0L17.6 128.1C6.7 134.1 0 145.5 0 157.9C0 176.8 15.2 192 34.1 192l443.9 0c18.8 0 34.1-15.2 34.1-34.1c0-12.4-6.7-23.8-17.6-29.8L267.6 3zM228.3 144L88.2 144 256 51.4 423.8 144l-140.1 0c2.7-4.7 4.3-10.2 4.3-16c0-17.7-14.3-32-32-32s-32 14.3-32 32c0 5.8 1.6 11.3 4.3 16zM64 224l0 160c-13.3 0-24 10.7-24 24s10.7 24 24 24l392 0c13.3 0 24-10.7 24-24s-10.7-24-24-24l-8 0 0-160-48 0 0 160-64 0 0-160-48 0 0 160-64 0 0-160-48 0 0 160-64 0 0-160-48 0zM32 464c-13.3 0-24 10.7-24 24s10.7 24 24 24l456 0c13.3 0 24-10.7 24-24s-10.7-24-24-24L32 464z\"><\/path><\/svg><\/span><strong>Your financial discipline<\/strong><\/h3>\n\n\n\n<p>Good management significantly improves profitability.<\/p>\n\n\n\n<p>Poor management can reduce your real income.<\/p>\n<\/div>\n<\/div>\n<\/div><\/section>\n\n\n\n<section class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading has-text-align-center has-large-font-size\"><strong>Common mistakes<\/strong><\/h2>\n\n\n\n<div class=\"wp-block-group card\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-left\">Certaines erreurs sont tr\u00e8s courantes chez les nouveaux ind\u00e9pendants.<\/p>\n\n\n\n<p>Some mistakes are very common among new independents:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>focusing only on daily rate<\/li>\n\n\n\n<li>ignoring non-billable time<\/li>\n\n\n\n<li>underestimating taxes<\/li>\n\n\n\n<li>confusing revenue with net income<\/li>\n\n\n\n<li>not building a financial buffer<\/li>\n<\/ul>\n<\/div><\/div>\n<\/div><\/section>\n\n\n\n<section class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-media-text is-stacked-on-mobile\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"685\" src=\"https:\/\/www.workers.be\/wp-content\/uploads\/2025\/05\/pexels-photo-4348401-4348401-1024x685.jpg\" alt=\"\" class=\"wp-image-2559 size-full\" srcset=\"https:\/\/www.workers.be\/wp-content\/uploads\/2025\/05\/pexels-photo-4348401-4348401-1024x685.jpg 1024w, https:\/\/www.workers.be\/wp-content\/uploads\/2025\/05\/pexels-photo-4348401-4348401-300x201.jpg 300w, https:\/\/www.workers.be\/wp-content\/uploads\/2025\/05\/pexels-photo-4348401-4348401-768x514.jpg 768w, https:\/\/www.workers.be\/wp-content\/uploads\/2025\/05\/pexels-photo-4348401-4348401-1536x1028.jpg 1536w, https:\/\/www.workers.be\/wp-content\/uploads\/2025\/05\/pexels-photo-4348401-4348401-2048x1370.jpg 2048w, https:\/\/www.workers.be\/wp-content\/uploads\/2025\/05\/pexels-photo-4348401-4348401-1200x803.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<h2 class=\"wp-block-heading has-large-font-size\"><strong>Should you create a company?<\/strong><\/h2>\n\n\n\n<p>In some cases, creating a company (SRL) can be beneficial.<\/p>\n\n\n\n<p>It can allow:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>tax optimization<\/li>\n\n\n\n<li>better asset protection<\/li>\n\n\n\n<li>more flexible financial strategy<\/li>\n<\/ul>\n\n\n\n<p>But this mainly depends on your income level.<\/p>\n<\/div><\/div>\n<\/div><\/section>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<section class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading has-text-align-center has-large-font-size\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"arrow-pointer\" class=\"svg-inline--fa fa-arrow-pointer \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 320 512\"><path fill=\"currentColor\" d=\"M144 272l85.8 0L48 110.4l0 246.4 59.9-68.4C117 278 130.2 272 144 272zM0 426L0 55.2C0 42.4 10.4 32 23.2 32c5.7 0 11.2 2.1 15.4 5.9l274 243.6c4.7 4.2 7.4 10.2 7.4 16.5c0 12.2-9.9 22.1-22.1 22.1l-127.4 0 59.1 126.8c5.6 12 .4 26.3-11.6 31.9s-26.3 .4-31.9-11.6L126.7 339.7 38.6 440.5C34.4 445.3 28.4 448 22 448c-12.2 0-22-9.9-22-22z\"><\/path><\/svg><\/span><strong>Next step: simulate your real income<\/strong><\/h2>\n\n\n\n<p class=\"has-text-align-center\">Don\u2019t base your decision on rough estimates.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\"><strong>Calculate. Compare. Decide.<\/strong><\/h3>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center card is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading has-text-align-left\"><strong>Simulate my net income<\/strong><\/h3>\n\n\n\n<p>Our <strong>Net Income Simulator<\/strong> helps you estimate your real income based on:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>your rate<\/li>\n\n\n\n<li>your workload<\/li>\n\n\n\n<li>your expenses<\/li>\n\n\n\n<li>your business structure<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-stretch card fill align-middle is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button cta\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/status-smart-gain.lovable.app\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Simulate<\/strong> <strong>my net income<\/strong><\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:1rem\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\"><strong>Compare legal structures<\/strong><\/h3>\n\n\n\n<p class=\"has-text-align-center\">Depending on your income, choosing between sole trader and company can have a major impact.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.workers.be\/et-si-tu-passais-a-lindependance\/je-me-lance\/quels-sont-les-statuts-possibles-pour-travailler-en-independant\/\"><strong>Compare legal structures<\/strong><\/a><\/div>\n<\/div>\n<\/div><\/section>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<section class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading has-text-align-center\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"circle-question\" class=\"svg-inline--fa fa-circle-question \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path fill=\"currentColor\" d=\"M464 256A208 208 0 1 0 48 256a208 208 0 1 0 416 0zM0 256a256 256 0 1 1 512 0A256 256 0 1 1 0 256zm169.8-90.7c7.9-22.3 29.1-37.3 52.8-37.3l58.3 0c34.9 0 63.1 28.3 63.1 63.1c0 22.6-12.1 43.5-31.7 54.8L280 264.4c-.2 13-10.9 23.6-24 23.6c-13.3 0-24-10.7-24-24l0-13.5c0-8.6 4.6-16.5 12.1-20.8l44.3-25.4c4.7-2.7 7.6-7.7 7.6-13.1c0-8.4-6.8-15.1-15.1-15.1l-58.3 0c-3.4 0-6.4 2.1-7.5 5.3l-.4 1.2c-4.4 12.5-18.2 19-30.6 14.6s-19-18.2-14.6-30.6l.4-1.2zM224 352a32 32 0 1 1 64 0 32 32 0 1 1 -64 0z\"><\/path><\/svg><\/span>FAQ &#8211; <strong>Independent income<\/strong><\/h2>\n\n\n\n<div data-wp-context=\"{ &quot;autoclose&quot;: false, &quot;accordionItems&quot;: [] }\" data-wp-interactive=\"core\/accordion\" role=\"group\" class=\"wp-block-accordion is-layout-flow wp-block-accordion-is-layout-flow\">\n<div data-wp-class--is-open=\"state.isOpen\" data-wp-context=\"{ &quot;id&quot;: &quot;accordion-item-2&quot;, &quot;openByDefault&quot;: false }\" data-wp-init=\"callbacks.initAccordionItems\" data-wp-on-window--hashchange=\"callbacks.hashChange\" class=\"wp-block-accordion-item is-layout-flow wp-block-accordion-item-is-layout-flow\">\n<h3 class=\"wp-block-accordion-heading\"><button aria-expanded=\"false\" aria-controls=\"accordion-item-2-panel\" data-wp-bind--aria-expanded=\"state.isOpen\" data-wp-on--click=\"actions.toggle\" data-wp-on--keydown=\"actions.handleKeyDown\" id=\"accordion-item-2\" type=\"button\" class=\"wp-block-accordion-heading__toggle\"><span class=\"wp-block-accordion-heading__toggle-title\"><strong>How much does an independent earn in Belgium?<\/strong><\/span><span class=\"wp-block-accordion-heading__toggle-icon\" aria-hidden=\"true\">+<\/span><\/button><\/h3>\n\n\n\n<div inert aria-labelledby=\"accordion-item-2\" data-wp-bind--inert=\"!state.isOpen\" id=\"accordion-item-2-panel\" role=\"region\" class=\"wp-block-accordion-panel is-layout-flow wp-block-accordion-panel-is-layout-flow\">\n<p>Income mainly depends on daily rate, billable days, and expenses. In sectors like IT or consulting, income can exceed salaried positions\u2014but costs must be deducted.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div data-wp-class--is-open=\"state.isOpen\" data-wp-context=\"{ &quot;id&quot;: &quot;accordion-item-3&quot;, &quot;openByDefault&quot;: false }\" data-wp-init=\"callbacks.initAccordionItems\" data-wp-on-window--hashchange=\"callbacks.hashChange\" class=\"wp-block-accordion-item is-layout-flow wp-block-accordion-item-is-layout-flow\">\n<h3 class=\"wp-block-accordion-heading\"><button aria-expanded=\"false\" aria-controls=\"accordion-item-3-panel\" data-wp-bind--aria-expanded=\"state.isOpen\" data-wp-on--click=\"actions.toggle\" data-wp-on--keydown=\"actions.handleKeyDown\" id=\"accordion-item-3\" type=\"button\" class=\"wp-block-accordion-heading__toggle\"><span class=\"wp-block-accordion-heading__toggle-title\"><strong>What\u2019s the difference between revenue and net income?<\/strong><\/span><span class=\"wp-block-accordion-heading__toggle-icon\" aria-hidden=\"true\">+<\/span><\/button><\/h3>\n\n\n\n<div inert aria-labelledby=\"accordion-item-3\" data-wp-bind--inert=\"!state.isOpen\" id=\"accordion-item-3-panel\" role=\"region\" class=\"wp-block-accordion-panel is-layout-flow wp-block-accordion-panel-is-layout-flow\">\n<p>Revenue is what you invoice. Net income is what remains after social contributions, taxes, and expenses.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div data-wp-class--is-open=\"state.isOpen\" data-wp-context=\"{ &quot;id&quot;: &quot;accordion-item-4&quot;, &quot;openByDefault&quot;: false }\" data-wp-init=\"callbacks.initAccordionItems\" data-wp-on-window--hashchange=\"callbacks.hashChange\" class=\"wp-block-accordion-item is-layout-flow wp-block-accordion-item-is-layout-flow\">\n<h3 class=\"wp-block-accordion-heading\"><button aria-expanded=\"false\" aria-controls=\"accordion-item-4-panel\" data-wp-bind--aria-expanded=\"state.isOpen\" data-wp-on--click=\"actions.toggle\" data-wp-on--keydown=\"actions.handleKeyDown\" id=\"accordion-item-4\" type=\"button\" class=\"wp-block-accordion-heading__toggle\"><span class=\"wp-block-accordion-heading__toggle-title\"><strong>How many days does a freelancer bill per year?<\/strong><\/span><span class=\"wp-block-accordion-heading__toggle-icon\" aria-hidden=\"true\">+<\/span><\/button><\/h3>\n\n\n\n<div inert aria-labelledby=\"accordion-item-4\" data-wp-bind--inert=\"!state.isOpen\" id=\"accordion-item-4-panel\" role=\"region\" class=\"wp-block-accordion-panel is-layout-flow wp-block-accordion-panel-is-layout-flow\">\n<p>On average, between <strong>160 and 200 days<\/strong>, considering holidays, gaps, prospecting, and admin work.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div data-wp-class--is-open=\"state.isOpen\" data-wp-context=\"{ &quot;id&quot;: &quot;accordion-item-5&quot;, &quot;openByDefault&quot;: false }\" data-wp-init=\"callbacks.initAccordionItems\" data-wp-on-window--hashchange=\"callbacks.hashChange\" class=\"wp-block-accordion-item is-layout-flow wp-block-accordion-item-is-layout-flow\">\n<h3 class=\"wp-block-accordion-heading\"><button aria-expanded=\"false\" aria-controls=\"accordion-item-5-panel\" data-wp-bind--aria-expanded=\"state.isOpen\" data-wp-on--click=\"actions.toggle\" data-wp-on--keydown=\"actions.handleKeyDown\" id=\"accordion-item-5\" type=\"button\" class=\"wp-block-accordion-heading__toggle\"><span class=\"wp-block-accordion-heading__toggle-title\"><strong>At what income level should you create a company in Belgium?<\/strong><\/span><span class=\"wp-block-accordion-heading__toggle-icon\" aria-hidden=\"true\">+<\/span><\/button><\/h3>\n\n\n\n<div inert aria-labelledby=\"accordion-item-5\" data-wp-bind--inert=\"!state.isOpen\" id=\"accordion-item-5-panel\" role=\"region\" class=\"wp-block-accordion-panel is-layout-flow wp-block-accordion-panel-is-layout-flow\">\n<p>Often relevant from <strong>\u20ac70,000 to \u20ac90,000\/year<\/strong>, depending on your situation and strategy.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div data-wp-class--is-open=\"state.isOpen\" data-wp-context=\"{ &quot;id&quot;: &quot;accordion-item-6&quot;, &quot;openByDefault&quot;: false }\" data-wp-init=\"callbacks.initAccordionItems\" data-wp-on-window--hashchange=\"callbacks.hashChange\" class=\"wp-block-accordion-item is-layout-flow wp-block-accordion-item-is-layout-flow\">\n<h3 class=\"wp-block-accordion-heading\"><button aria-expanded=\"false\" aria-controls=\"accordion-item-6-panel\" data-wp-bind--aria-expanded=\"state.isOpen\" data-wp-on--click=\"actions.toggle\" data-wp-on--keydown=\"actions.handleKeyDown\" id=\"accordion-item-6\" type=\"button\" class=\"wp-block-accordion-heading__toggle\"><span class=\"wp-block-accordion-heading__toggle-title\"><strong>Can you earn more than an employee as an independent?<\/strong><\/span><span class=\"wp-block-accordion-heading__toggle-icon\" aria-hidden=\"true\">+<\/span><\/button><\/h3>\n\n\n\n<div inert aria-labelledby=\"accordion-item-6\" data-wp-bind--inert=\"!state.isOpen\" id=\"accordion-item-6-panel\" role=\"region\" class=\"wp-block-accordion-panel is-layout-flow wp-block-accordion-panel-is-layout-flow\">\n<p>Yes, often in some sectors. But income must cover expenses, gaps, and insurance\u2014so comparisons must be annual.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/section>\n","protected":false},"excerpt":{"rendered":"<p>What are the financial impacts? Before becoming independent, one key question matters: How much will you actually earn? Many professionals only look at their daily rate or potential revenue. But in reality, an independent\u2019s income depends on several factors: Understanding these elements allows you to properly compare employment vs. independence. Concrete example: a realistic simulation [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":5181,"menu_order":83,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_uag_custom_page_level_css":"","footnotes":""},"class_list":["post-5165","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What are the financial impacts? - Workers.be<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.workers.be\/en\/candidates\/services\/what-if-you-went-independent\/i-explore\/what-are-the-financial-impacts\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What are the financial impacts? - Workers.be\" \/>\n<meta property=\"og:description\" content=\"What are the financial impacts? Before becoming independent, one key question matters: How much will you actually earn? Many professionals only look at their daily rate or potential revenue. But in reality, an independent\u2019s income depends on several factors: Understanding these elements allows you to properly compare employment vs. independence. 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